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Access · BYO bank
You're getting the essentials. Try a 60-second preview to see what unlocks.
Side-by-side · what changes
Same family, same features, better rates and rails.
BYO
Our bank
Card top-up · few minutes to settle
Instant from your account
Fund a wallet
R60 value
R80 value (+33%)
Family grocery reward (1 000 pts)
R70 value
R90 value + savings match
Education goal boost (1 000 pts)
Basic block/allow
Per-merchant + one-tap approvals
Category controls
Simulated
Real card, per-child, in-app
Card freeze / limits
Track only
1.5× multiplier + parent match
Savings streak
Access
Any bank account
- Family profiles, chores, goals
- Rewards ID and voucher marketplace
- Family contribution links
- Base reward value (1 000 pts = R50)
Plus
Parent funds from our bank
- Instant funding from your account
- Boosted everyday reward value (+20%)
- Richer category controls
- Bill-pay rewards for the family
Full
Youth wallet & card with us
- Full youth card with freeze
- Savings boosts and streak multipliers
- Higher reward conversion (up to +40%)
- Responsibility profile carries over
Launch · 18+
Adult onboarding when ready
- Income, device & education finance
- Credit education and readiness
- Investing & micro-insurance starters
- Recommended after Full membership
No real bank credentials are captured in this prototype.